Legal & Regulatory
FDIC Insurance Disclosure
Your deposits at Crownledger are insured by the Federal Deposit Insurance Corporation up to the applicable limits.
FDIC Member
Deposits insured up to $250,000
Last updated: May 11, 2026
Official FDIC Notice
Crownledger Inc. is a member of the Federal Deposit Insurance Corporation (FDIC). Deposits held at Crownledger are insured by the FDIC up to $250,000 per depositor, per insured bank, for each account ownership category, as permitted by law. FDIC insurance is backed by the full faith and credit of the United States government.
Coverage Details
What is and isn't covered
| Account Type | Coverage Limit | Description | Status |
|---|---|---|---|
Single Accounts | $250,000 | Accounts owned by one person with no beneficiaries | Covered |
Joint Accounts | $250,000 per owner | Accounts owned by two or more people | Covered |
Checking Accounts | $250,000 | Standard checking and demand deposit accounts | Covered |
Savings Accounts | $250,000 | High-yield savings and standard savings accounts | Covered |
Stocks & Bonds | Not Covered | Investment products are not FDIC insured | Not Covered |
Cryptocurrency | Not Covered | Digital assets are not FDIC insured | Not Covered |
How It Works
Understanding FDIC protection
You Deposit Money
You open a checking or savings account at Crownledger and deposit your funds.
FDIC Covers Your Funds
Your deposits are automatically insured by the FDIC up to $250,000 at no cost to you.
Your Money is Safe
Even in the unlikely event of a bank failure, your insured deposits are fully protected.
Important Notice
FDIC insurance does not protect against losses due to market fluctuations, fraud committed by account holders, or deposits that exceed the $250,000 limit. Investment products including stocks, bonds, and cryptocurrencies are NOT FDIC insured and may lose value.
FAQs
Common questions about FDIC insurance
What is FDIC insurance?
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects depositors against the loss of their deposits if an FDIC-insured bank fails. FDIC insurance is backed by the full faith and credit of the United States government.
How much of my money is protected?
FDIC insurance covers deposits up to $250,000 per depositor, per insured bank, for each account ownership category. This means if you have a checking account and a savings account at Crownledger, each is insured up to $250,000 separately.
What types of accounts are covered?
FDIC insurance covers checking accounts, savings accounts, money market deposit accounts, and certificates of deposit (CDs). It does not cover investment products such as stocks, bonds, mutual funds, or cryptocurrency.
What happens if Crownledger fails?
In the unlikely event that Crownledger were to fail, the FDIC would step in to protect your deposits up to the applicable limits. You would typically have access to your insured funds within a few business days.
Is my money safe above $250,000?
Deposits above $250,000 are not covered by FDIC insurance. If you have more than $250,000 to deposit, we recommend spreading your funds across multiple FDIC-insured institutions or account ownership categories to maximize coverage.
How do I verify Crownledger is FDIC insured?
You can verify any bank's FDIC insurance status by visiting the FDIC's official website at fdic.gov and using their BankFind tool. Look for the official FDIC logo on our website and mobile app.
Legal Disclaimer
Crownledger Inc. is an FDIC-insured institution. Deposits are insured by the FDIC up to $250,000 per depositor, per insured bank, for each account ownership category. FDIC insurance is subject to the terms and conditions of the Federal Deposit Insurance Act and FDIC regulations.
This disclosure is provided for informational purposes only and does not constitute legal or financial advice. For complete information about FDIC insurance coverage, please visit the FDIC website at www.fdic.gov or call 1-877-ASK-FDIC (1-877-275-3342).
Investment products including securities, mutual funds, stocks, bonds, and cryptocurrency are NOT deposits, are NOT insured by the FDIC, are NOT guaranteed by the bank, and MAY lose value.
Have questions about your coverage?
Our team is available 24/7 to answer any questions about FDIC insurance and how it protects your deposits.