Legal & Regulatory

Licenses & Certifications

Crownledger operates under the strictest regulatory oversight. View all our active banking licenses and compliance certifications.

Last updated: May 11, 2026

6

Active Licenses

8

Regulatory Compliances

100%

Audit Pass Rate

2023

First Licensed

Official Certificates

Banking licenses & certifications

FDIC

Certificate of Authorization

FDIC Member

Federal Deposit Insurance Corporation

Active
Certificate IDFDIC-2023-NYC-00847
Issued ToCrownledger Inc.
Issuing AuthorityFederal Deposit Insurance Corporation
Issue DateMarch 1, 2023
Expiry DatePerpetual

Description

Full membership and deposit insurance certification. All customer deposits insured up to $250,000 per depositor per account category.

Verify on Official Website
Verified & Active
FDIC-2023-NYC-00847
OCC

Certificate of Authorization

National Bank Charter

Office of the Comptroller of the Currency

Active
Certificate IDOCC-2023-NAT-00391
Issued ToCrownledger Inc.
Issuing AuthorityU.S. Department of the Treasury — OCC
Issue DateJanuary 15, 2023
Expiry DatePerpetual

Description

National banking charter authorizing Crownledger to operate as a federally chartered financial institution across all 50 states.

Verify on Official Website
Verified & Active
OCC-2023-NAT-00391
FinCEN

Certificate of Authorization

FinCEN Registration

Financial Crimes Enforcement Network

Active
Certificate IDFINCEN-2023-MSB-74821
Issued ToCrownledger Inc.
Issuing AuthorityU.S. Department of the Treasury — FinCEN
Issue DateFebruary 10, 2023
Expiry DateFebruary 10, 2025

Description

Money Services Business (MSB) registration confirming compliance with Bank Secrecy Act (BSA) and anti-money laundering (AML) regulations.

Verify on Official Website
Verified & Active
FINCEN-2023-MSB-74821
PCI

Certificate of Authorization

PCI DSS Level 1

Payment Card Industry Data Security Standard

Active
Certificate IDPCI-DSS-2024-L1-00219
Issued ToCrownledger Inc.
Issuing AuthorityPCI Security Standards Council
Issue DateApril 5, 2024
Expiry DateApril 5, 2026

Description

Level 1 PCI DSS compliance certification — the highest level of payment card data security, covering over 6 million card transactions annually.

Verify on Official Website
Verified & Active
PCI-DSS-2024-L1-00219
SOC2

Certificate of Authorization

SOC 2 Type II

SOC 2 Type II Certification

Active
Certificate IDSOC2-2024-TYPE2-00934
Issued ToCrownledger Inc.
Issuing AuthorityAmerican Institute of Certified Public Accountants
Issue DateJune 20, 2024
Expiry DateJune 20, 2026

Description

SOC 2 Type II audit certification confirming our systems and processes meet the highest standards for security, availability, processing integrity, confidentiality, and privacy.

Verify on Official Website
Verified & Active
SOC2-2024-TYPE2-00934
ISO

Certificate of Authorization

ISO 27001 Certified

ISO/IEC 27001 Information Security

Active
Certificate IDISO-27001-2024-00582
Issued ToCrownledger Inc.
Issuing AuthorityInternational Organization for Standardization
Issue DateAugust 14, 2024
Expiry DateAugust 14, 2027

Description

ISO 27001 certification confirming our information security management system (ISMS) meets international standards for protecting sensitive data.

Verify on Official Website
Verified & Active
ISO-27001-2024-00582

Compliance

Regulatory compliance

Crownledger complies with all applicable federal and state banking regulations.

Bank Secrecy Act (BSA)
Compliant
Anti-Money Laundering (AML)
Compliant
Know Your Customer (KYC)
Compliant
USA PATRIOT Act
Compliant
Gramm-Leach-Bliley Act (GLBA)
Compliant
Electronic Fund Transfer Act (EFTA)
Compliant
Truth in Savings Act (TISA)
Compliant
Consumer Financial Protection Act
Compliant

Legal Disclaimer

All licenses and certifications displayed on this page are valid and active as of the date shown. Crownledger Inc. is a federally chartered financial institution operating under the supervision of the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and Financial Crimes Enforcement Network (FinCEN).

For verification of any license or certification, please visit the respective regulatory body's official website or contact our compliance team at compliance@crownledgerapp.com

Questions about our licensing?

Our compliance team is available to answer any questions about our regulatory status and certifications.